Commercial Insurance


Commercial insurance for your business can be a nightmare. No two businesses are ever alike. At  A. L. Carr Agency, Inc. our Commercial Lines specialists not only tailor a policy to fit your business’s needs, but also work diligently with you to avoid unnecessary exposures.

  • A.L. Carr Agency has over 80 years experience in corporate insurance. Our associates have expertise in almost every commercial exposure from construction to wholesale, retail to restaurant, and sports to schools. We currently represent clients with premiums in excess of five million dollars down to small stores with premiums of less than a thousand. Developing the right price and product from a vast relationship of markets is our daily task. As an independent agent we work for you, creating the right relationship between carriers and customers. Whether it’s Travelers, Hartford, A.I.G., Chubb, Oxford, Cigna, or literally hundreds of other carriers and HMOs, our staff markets your account each year to provide you with the greatest coverage for the lowest price.
  • We can provide programs for all types of property from HPR to frame, refine general liability exposures from products to subcontractors, provide aggressive pricing for truck fleets and auto accounts as well as seek out the best HMO’s for group health and employee benefits. Our workers compensation department fully understand compensation modifications and deviations which could save you substantial costs. Equipment floaters and their proper valuation are all well communicated to our clientele so that they may have the protection needed at the time of a claim. Insurance certificates and their proper wording alone are worth the time it takes to call us for a consultation.
  • Our agency prides itself in providing a consultant from our management team at all audits and most safety inspections. Our presence at these functions is really more important to YOU and YOUR COMPANY than our renewal meeting. This personal attention allows the carrier and the customer to understand their relationship and the cost structures involved for the past and the future.
  • We have access relationships with unlimited insurance companies both domestic and foreign from New York to London to cover your needs. Please allow our staff an opportunity to show you and your company what we can do. Do not wait till its to late to see if you are properly insured!!

We offer the following Commercial products:

  • Property
  • Liability
  • Crime
  • Glass
  • Garage Keepers
  • Liquor Liability
  • Professional Liability
  • Automotive
  • Tools & Equipment
  • Motor Cargo
  • Builders Risk
  • Bonds

Please contact our office directly for a consultation today.We have saved millions in premium for our customer base and can probably save you and yours as well. The quotation is free and your piece of mind will thank you.