Personal Insurance

Personal insurance is just that, personal. No two situations are exactly alike, so policies vary case by case.

A.L. Carr takes pride in providing a full service relationship for our clients. Your home, your autos, your jewelry, boats and watercraft, classic cars, rare art, etc. can all be covered by our personal lines department. Whether you live in a CASTLE or a condo, your needs are evaluated and aggressively priced to provide peace of mind. We also provide the lowest premiums on life insurance and annuities.

At A. L. Carr, our Personal Lines specialists work with you to tailor an insurance program to protect all of your assets. Replacement cost versus cash value are just some of the terms you need to know to make intelligent decisions on coverage. Our staff awaits to provide this data and more in simple terms so that you can understand your policies.


Some of the personal insurance products we
offer include:

  • Homeowners
  • Automobile
  • Watercraft
  • Motorcycle
  • Rental Property
  • Valuable Items
  • Antiques
  • Jewelry
  • Collectors Items
  • Recreational Vehicle
  • Umbrella Liability
  • Flood

Most families largest single exposure is the loss of their home from a storm or a fire or a lawsuit from their negligence. Coverage details and communication have kept our customers safe for over 70 years. Let our people evaluate your insurance program and see if we can improve your situation.

A Note About Life Insurance

Working hard to support your family, lifestyle, and education is a rewarding accomplishment. Let our Life consultants help your create a plan to take care of your family and provide for them.